Insurance Services The right insurance coverage is essential to any comprehensive financial plan. If tragic events like death, disability, or critical illness strike, insurance can protect you and your family from undue hardship. Regardless of how much time or money you spend building your investments, one unfortunate event can quickly erode their value if you don’t have an appropriate insurance plan in place.As you walk the different stages of your life, your insurance needs follow close behind. That term-life policy you purchased when you had your first child may not cover you and your spouse's current income anymore.We want to learn more about your story and walk you through different what-if scenarios to determine:What's important to you and your familyIf you are paying for insurance you no longer needWhat kind of coverage you currently need and for how longWe will then help you select coverage from a variety of insurance options to meet the needs identified in your evaluation.Life InsuranceProvides infusion of cash when you need it the mostPotential creditor protectionFavorable tax treatmentPension alternativeLong term care, Disability & Critical IllnessProtect your income from unexpected eventsMaintain financial independence and lifestyle in the event of disabilityCover home/business expenses during disabilityHome-care coverage during illness and recovery periodsMedicareMedicare SupplementsMedicare Advantage plans (HMO,PPO,etc.)Prescription Drug Plans If you are in need of an insurance coverage review contact Yoanna Menendez at [email protected] or 813-571-1233 to schedule a consultation. If anyone depends on you or your income, you need an insurance plan.