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Comprehensive Financial Planning

Total Resource Financial's comprehensive planning process will provide you a written financial report covering the following areas:

FINANCIAL ANALYSIS:

Analysis of your current financial health by examining your assets, liabilities, income, taxes, and investments. This is also helpful for those looking for a second opinion on an existing portfolio or who are doing their own research.

RETIREMENT ANALYSIS:

We will review your current situation, analyze a test of your goals and risk tolerance, and make specific recommendations for effective retirement savings. We will also explore strategies for receiving social security and pension payouts.

ESTATE PLANNING AND ELDER CARE:

We will educate you on the various facets of estate planning and examine your goals and how they may affect your taxes. We will analyze and provide advice for specific eldercare situations, how Medicare and Medicaid work, and planning for Long Term Care. We will work with your estate planning attorney or recommend one if needed.

TAX STRATEGIZING:

We will try to find ways to improve your tax situation, and will work alongside your accountant or recommend one if needed.

INSURANCE PLANNING:

We will review your existing insurance coverage and/or recommend coverage that will support and enhance your financial plan.

ANNUAL REVIEW MEETING:

We will revisit the plan every year to make sure that it is still aligned to your personal circumstances, goals, markets and tax laws. It is in your best interest to reevaluate and revise your plan at least once a year.


Contact Yoanna Menendez at [email protected] or 813-571-1233 to schedule a consultation and start your Comprehensive Financial Plan today.


*All costs related to designing and implementing your comprehensive financial plan will be discussed at initial meeting.